A short story in pictures · about one minute
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It started with a rough patch.
A job. An illness. A divorce. A business that didn’t work out.
One year became two. Then the letters got harder to open.
Every one of these keeps people from calling. Not one of them is a reason to wait.
Meanwhile, the IRS filed for you.
It’s called a substitute return.
Illustration. A substitute return uses only what employers and banks reported, and leaves out everything in your favor. Your numbers will be your own.
And none of it stops on its own.
Some of those years may owe you money.
But a refund expires three years after the return was due. Wait too long and it’s gone for good.
Your refunds
The clock is running on the rest.
Now what?
Enrolled Agent · Year round · Lone Tree, Colorado
4.8 on Google. Most of our clients were sent by someone they trust.
Tell us which years are open and what you have. You’ll talk with the person who prepares your returns.
With your authorization, we get the transcripts and see exactly what the IRS has on file.
Federal and Colorado, prepared here, with the deductions and credits the IRS’s version leaves out.
You see every return before anything is filed. If there’s a balance, we help arrange a payment plan.
No big retainer up front. No “pennies on the dollar” promises. A local tax office, not a call center.